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NB Bancorp, Inc. NBBK Net Interest Income

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Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$400.2M+54.7%
Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$996.87M+39.5%
P/E16.9×+2.9×
P/S3.9×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: NB Bancorp, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 1:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092573
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Interest on deposits40,68631,69080,26563,929
Interest on borrowings1,9611,1513,2002,236
Total interest expense42,64732,84183,46566,165
NET INTEREST INCOME69,14547,007134,01290,532
PROVISION FOR CREDIT LOSSES
Provision for credit losses - loans2,9944,2449,3765,191
Provision for (release of) credit losses - unfunded commitments199(1,083)145(872)
Total provision for credit losses3,1933,1619,5214,319

Item 1. Financial Statements

FAQ

What is NB Bancorp, Inc.'s net interest income?
NB Bancorp, Inc. (NBBK) reported net interest income of $69.15M in Q2 2026.
How has NB Bancorp, Inc.'s net interest income changed year-over-year?
NB Bancorp, Inc.'s net interest income increased by 47.1% year-over-year, from $47.01M to $69.15M.
What is the long-term trend for NB Bancorp, Inc.'s net interest income?
Over 2 years (2023 to 2025), NB Bancorp, Inc.'s net interest income has grown at a 22.4% compound annual growth rate (CAGR), from $131.72M to $197.46M.
What does net interest income mean?
This is the difference between the interest income earned on assets and the interest expense paid on liabilities. It represents the core profitability of the bank's primary business of lending and deposit-taking.

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