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NB Bancorp, Inc. NBBK Total Interest Expense

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Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$400.2M+54.7%
Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$989.42M+42.9%
P/E16.7×+3.2×
P/S3.8×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: NB Bancorp, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 1:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092573
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Interest and dividends on cash equivalents and other2,4602,8225,3975,942
Total interest and dividend income111,79279,848217,477156,697
INTEREST EXPENSE
Interest on deposits40,68631,69080,26563,929
Interest on borrowings1,9611,1513,2002,236
Total interest expense42,64732,84183,46566,165
NET INTEREST INCOME69,14547,007134,01290,532
PROVISION FOR CREDIT LOSSES

Item 1. Financial Statements

FAQ

What is NB Bancorp, Inc.'s total interest expense?
NB Bancorp, Inc. (NBBK) reported total interest expense of $40.69M in Q2 2026.
How has NB Bancorp, Inc.'s total interest expense changed year-over-year?
NB Bancorp, Inc.'s total interest expense increased by 28.4% year-over-year, from $31.69M to $40.69M.
What is the long-term trend for NB Bancorp, Inc.'s total interest expense?
Over 2 years (2023 to 2025), NB Bancorp, Inc.'s total interest expense has grown at a 31.9% compound annual growth rate (CAGR), from $76.39M to $132.88M.
What does total interest expense mean?
This is the aggregate cost incurred by the bank to fund its operations through interest-bearing deposits, wholesale borrowings, and other debt instruments. It is a critical indicator of the bank's cost of funds and its sensitivity to interest rate fluctuations.

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