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National Bank Holdings NBHC Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)

Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) at other companies

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Other financials

Income statement

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Revenue$126.8M+24.2%
Net income$20.8M-14.2%
EPS (diluted)$0.46-27.0%

Balance sheet

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Cash & equivalents$472.8M+92.0%
Total debt$202.1M+270%
Total equity$1.7B+25.2%
Total assets$12.6B+24.9%

Cash flow

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Operating cash flow-$56.8M-243%
CapEx$5.5M-46.0%
Free cash flow-$62.3M-312%

Valuation

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Market cap$1.97B+20.9%
Enterprise value$1.7B+17.8%
P/E18.6×+4.0×
P/S4.5×+0.5×

Profitability

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Net margin24.1%-3.4pp
FCF margin9.2%-21.6pp

Returns & leverage

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Return on equity7.1%-1.6pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount.

The official record: National Bank Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bank Holdings's financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
National Bank Holdings (NBHC) reported financing receivable, unamortized loan cost (fee) and purchase premium (discount) of $28.1M in Q1 2026.
How has National Bank Holdings's financing receivable, unamortized loan cost (fee) and purchase premium (discount) changed year-over-year?
National Bank Holdings's financing receivable, unamortized loan cost (fee) and purchase premium (discount) increased by 2.2% year-over-year, from $27.5M to $28.1M.
What is the long-term trend for National Bank Holdings's financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
Over 3 years (2022 to 2025), National Bank Holdings's financing receivable, unamortized loan cost (fee) and purchase premium (discount) has grown at a -17.6% compound annual growth rate (CAGR), from $38.8M to $21.7M.
What does financing receivable, unamortized loan cost (fee) and purchase premium (discount) mean?
This represents the net balance of unamortized loan origination fees, costs, and purchase premiums or discounts associated with financing receivables. These adjustments are amortized over the life of the loans to reflect the effective yield of the lending portfolio.