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NBT Bancorp NBTB All Other Segments — Business Combination Acquisition Related Costs

Other segment segments

Banking
$0-100%
Retirement Plan Administration
$0

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OSISSecurity Division — Business Combination Acquisition Related Costs
$6K-68.4%

Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

See full
Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

See full
Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BusinessCombinationAcquisitionRelatedCosts.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Marketing9379741,8552,112
Amortization of intangible assets3,1913,0426,5395,153
Loan collection and other real estate owned, net5444891,1541,148
Acquisition expenses-17,180-18,401
Other6,7318,21613,07714,440
Total noninterest expense$111,438$122,610$223,670$222,510
Income before income tax expense$69,116$30,707$135,791$77,928
Income tax expense16,0868,19731,61918,673

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's all other segments — business combination acquisition related costs?
NBT Bancorp (NBTB) reported all other segments — business combination acquisition related costs of $0 in Q2 2026.
What does all other segments — business combination acquisition related costs mean?
Includes non-recurring expenses incurred during the pursuit, negotiation, and integration of business acquisitions. Monitoring these costs helps investors assess the impact of inorganic growth strategies on short-term segment profitability.

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