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NBT Bancorp NBTB Banking — Total Assets

Other segment segments

All Other Segments
-$2.02B+1.1%
Retirement Plan Administration
$47.19M-3.0%

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Other financials

Income statement

See full
Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

See full
Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

See full
Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except share and per share data)June 30, 2026December 31, 2025
Intangible assets, net51,11757,656
Bank owned life insurance314,806317,733
Other assets405,839399,910
Total assets$16,214,957$15,995,121
Liabilities
Demand (noninterest bearing)$3,861,366$3,800,209
Savings, interest-bearing checking and money market8,347,0528,206,539
Time1,328,8841,492,445

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — total assets?
NBT Bancorp (NBTB) reported banking — total assets of $18.19B in Q2 2026.
How has NBT Bancorp's banking — total assets changed year-over-year?
NBT Bancorp's banking — total assets increased by 1.0% year-over-year, from $18.01B to $18.19B.
What does banking — total assets mean?
The total value of all financial and physical resources owned by the banking segment, including loans, cash, securities, and premises. This metric indicates the scale and market footprint of the bank's operations.

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