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NBT Bancorp NBTB Banking — Intangible Assets Net Excluding Goodwill

Other segment segments

Retirement Plan Administration
$4.71M-27.6%
All Other Segments
$941K-18.7%

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IntangibleAssetsNetExcludingGoodwill.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except share and per share data)June 30, 2026December 31, 2025
Net loans$11,733,581$11,460,114
Premises and equipment, net98,11999,277
Goodwill453,278453,278
Intangible assets, net51,11757,656
Bank owned life insurance314,806317,733
Other assets405,839399,910
Total assets$16,214,957$15,995,121
Liabilities

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — intangible assets net excluding goodwill?
NBT Bancorp (NBTB) reported banking — intangible assets net excluding goodwill of $45.47M in Q2 2026.
How has NBT Bancorp's banking — intangible assets net excluding goodwill changed year-over-year?
NBT Bancorp's banking — intangible assets net excluding goodwill decreased by 19.9% year-over-year, from $56.79M to $45.47M.
What does banking — intangible assets net excluding goodwill mean?
Includes identifiable non-physical assets such as core deposit premiums, customer lists, or software licenses held by the banking segment. These assets are subject to amortization and represent long-term value derived from past business combinations or investments.

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