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NBT Bancorp NBTB Banking — Noninterest Income Other Operating Income

Other segment segments

All Other Segments
-$1.61M+3.1%
Retirement Plan Administration
$155K+6.9%

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOtherOperatingIncome.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Insurance services4,1774,0978,6598,858
Bank owned life insurance income2,5052,1805,1645,577
Net securities gains1751126178
Other3,1873,5006,7446,534
Total noninterest income$49,727$46,932$99,863$94,384
Noninterest expense
Salaries and employee benefits$69,004$64,155$137,763$124,849
Technology and data services11,85010,80423,36021,042

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's banking — noninterest income other operating income?
NBT Bancorp (NBTB) reported banking — noninterest income other operating income of $4.64M in Q2 2026.
How has NBT Bancorp's banking — noninterest income other operating income changed year-over-year?
NBT Bancorp's banking — noninterest income other operating income decreased by 7.5% year-over-year, from $5.02M to $4.64M.
What is the long-term trend for NBT Bancorp's banking — noninterest income other operating income?
Over 3 years (2022 to 2025), NBT Bancorp's banking — noninterest income other operating income has grown at a 15.7% compound annual growth rate (CAGR), from $14.75M to $22.83M.
What does banking — noninterest income other operating income mean?
This metric represents miscellaneous revenue streams generated by the banking segment that do not fall into primary categories like service charges or wealth management. It captures ancillary income sources that contribute to the diversification of the bank's non-interest revenue base.

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