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NBT Bancorp NBTB Retirement Plan Administration — Card Services Income

Other segment segments

Banking

$6.03M+13.4%

All Other Segments

$0—

Similar metrics at other companies

LNCRetirement Plan Services — Revenue

$343M+6.2%

EFSCCard services revenue — Total noninterest income

$2.54M+5.8%

FBPCard And Processing Income

$11.76M+2.5%

TFI

TFINCard income — Revenue

$1.96M+9.1%

FBPConsumer Retail Banking — Card And Processing Income

$10.11M+7.0%

FBPTreasury And Investments — Card And Processing Income

$0—

Other financials

Income statement

Revenue$184.5M+19.3%

Net income$51.1M+39.2%

EPS (diluted)$0.98+27.3%

Balance sheet

Cash & equivalents$716.1M+182%

Total debt$117.8M+37.6%

Total equity$1.9B+22.3%

Total assets$16.2B+16.9%

Cash flow

Operating cash flow$53.0M+26.3%

CapEx$4.4M+19.5%

Free cash flow$48.6M+26.9%

Valuation

Market cap$2.5B+9.7%

Enterprise value$1.9B-12.6%

P/E13.6×-2.3×

P/S3.4×-0.4×

Profitability

Net margin25.3%+1.0pp

FCF margin31.5%+0.9pp

Returns & leverage

Return on equity10.6%+1.0pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept nbtb:CardServicesIncome.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's retirement plan administration — card services income?: NBT Bancorp (NBTB) reported retirement plan administration — card services income of $0 in Q1 2026.
What does retirement plan administration — card services income mean?: This metric captures income derived from card-related services, such as interchange fees or processing charges, within the retirement plan administration segment. It reflects the segment's ability to monetize payment processing and card-based financial products.