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NBT Bancorp NBTB Retirement Plan Administration — Labor And Related Expense

Other segment segments

Banking
$56.94M+8.1%
All Other Segments
$2.82M+1.0%

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Other3,1873,5006,7446,534
Total noninterest income$49,727$46,932$99,863$94,384
Noninterest expense
Salaries and employee benefits$69,004$64,155$137,763$124,849
Technology and data services11,85010,80423,36021,042
Occupancy9,4759,03820,48518,065
Professional fees and outside services5,6625,02111,2169,973
Office supplies and postage2,0601,8714,2273,813

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's retirement plan administration — labor and related expense?
NBT Bancorp (NBTB) reported retirement plan administration — labor and related expense of $9.24M in Q2 2026.
How has NBT Bancorp's retirement plan administration — labor and related expense changed year-over-year?
NBT Bancorp's retirement plan administration — labor and related expense increased by 6.2% year-over-year, from $8.7M to $9.24M.
What is the long-term trend for NBT Bancorp's retirement plan administration — labor and related expense?
Over 3 years (2022 to 2025), NBT Bancorp's retirement plan administration — labor and related expense has grown at a 8.5% compound annual growth rate (CAGR), from $26.87M to $34.34M.
What does retirement plan administration — labor and related expense mean?
This captures the total cost of human capital dedicated to the retirement plan administration segment, including salaries, benefits, and payroll-related taxes. It serves as a primary indicator of the operational scale and personnel investment required to support client services.

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