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NBT Bancorp NBTB Net Change in Cash

Net Change in Cash at other companies

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JPMorgan ChaseJPM
-$2.33B+58.2%
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M&T BankMTB
-$2.42B-222%
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KeyCorpKEY
-$157M-195%
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Community Financial SystemCBU
-$314M
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$93.73M+241%
Northwest Bancshares logo
Northwest BancsharesNWBI
$53.06M-18.1%

Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820

FAQ

What is NBT Bancorp's net change in cash?
NBT Bancorp (NBTB) reported net change in cash of -$421.42M in Q2 2026.
How has NBT Bancorp's net change in cash changed year-over-year?
NBT Bancorp's net change in cash decreased by 246.6% year-over-year, from $287.48M to -$421.42M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

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