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NBT Bancorp NBTB Real Estate Owned, Transfer to Real Estate Owned

Real Estate Owned, Transfer to Real Estate Owned at other companies

Community Financial System logo
Community Financial SystemCBU
$245K-96.0%
HBT
HBT Financial, Inc.HBT
$266K-63.4%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$376K+1,243%
CNB Financial logo
CNB FinancialCCNE
$1.53M+2,536%
KeyCorp logo
KeyCorpKEY
Midland States Bancorp logo
Midland States BancorpMSBI

Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.74B+27.7%
Enterprise value$2.76B+60.8%
P/E12.8×-3.3×
P/S3.7×+0.2×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TransferToOtherRealEstate.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820

FAQ

What is NBT Bancorp's real estate owned, transfer to real estate owned?
NBT Bancorp (NBTB) reported real estate owned, transfer to real estate owned of $0 in Q2 2026.
How has NBT Bancorp's real estate owned, transfer to real estate owned changed year-over-year?
NBT Bancorp's real estate owned, transfer to real estate owned decreased by 100.0% year-over-year, from $89K to $0.
What is the long-term trend for NBT Bancorp's real estate owned, transfer to real estate owned?
Over 2 years (2021 to 2025), NBT Bancorp's real estate owned, transfer to real estate owned has grown at a 66.9% compound annual growth rate (CAGR), from $181K to $504K.
What does real estate owned, transfer to real estate owned mean?
The carrying value of assets transferred from the loan portfolio to Other Real Estate Owned (OREO) following foreclosure or deed-in-lieu of foreclosure. This metric serves as a leading indicator of credit quality deterioration within the loan portfolio. An increase suggests rising levels of non-performing loans transitioning into real estate assets.

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