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NBT Bancorp NBTB Stock-Based Comp

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands)Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Amortization of intangible assets6,5395,153
Amortization of operating lease right-of-use assets4,5784,088
Excess tax benefit on stock-based compensation(201)(419)
Stock-based compensation expense4,2403,047
Bank owned life insurance income(5,164)(5,577)
Amortization of subordinated debt issuance costs-199
Proceeds from sale of loans held for sale2,989173,409
Originations of loans held for sale(1,802)(167,816)

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's stock-based comp?
NBT Bancorp (NBTB) reported stock-based comp of $871K in Q2 2026.
How has NBT Bancorp's stock-based comp changed year-over-year?
NBT Bancorp's stock-based comp decreased by 0.2% year-over-year, from $873K to $871K.
What is the long-term trend for NBT Bancorp's stock-based comp?
Over 4 years (2021 to 2025), NBT Bancorp's stock-based comp has grown at a 4.6% compound annual growth rate (CAGR), from $4.41M to $5.28M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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