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Northeast Community Bancorp NECB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$24.9M-2.2%
Net income$10.0M-5.8%
EPS (diluted)$0.74-5.1%

Balance sheet

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Cash & equivalents$76.2M-14.8%
Total debt$25.1M+446%
Total equity$356.3M+8.9%
Total assets$2.0B+4.7%

Cash flow

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Operating cash flow$10.4M-4.6%
CapEx$98.0K-74.3%
Free cash flow$10.3M-2.1%

Valuation

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Market cap$369.15M+28.3%
Enterprise value$318.01M+56.8%
P/E8.4×+2.2×
P/S3.5×+0.8×

Profitability

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Net margin42%-1.8pp
FCF margin48.6%+5.1pp

Returns & leverage

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Return on equity12.8%-2.2pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Northeast Community Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northeast Community Bancorp's accretion (amortization) of discounts and premiums, investments?
Northeast Community Bancorp (NECB) reported accretion (amortization) of discounts and premiums, investments of $5K in Q1 2026.
How has Northeast Community Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Northeast Community Bancorp's accretion (amortization) of discounts and premiums, investments increased by 600.0% year-over-year, from -$1K to $5K.
What is the long-term trend for Northeast Community Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2022 to 2025), Northeast Community Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -43.0% compound annual growth rate (CAGR), from -$27K to -$5K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of securities over their remaining life. This adjustment is essential for reconciling net income to cash flow from operations.