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Northfield Bancorp NFBK Free cash flow margin

Free cash flow margin at other companies

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Valley National BankVLY
26.5%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
18.8%
Great Southern Bancorp logo
Great Southern BancorpGSBC
33.6%-2.1pp
Equity Bancshares logo
Equity BancsharesEQBK
36.1%+3.1pp
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
45.8%+10.5pp
Kearny Financial logo
Kearny FinancialKRNY
17.3%+4.0pp

Other financials

Income statement

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Revenue$40.4M+16.0%
Net income$11.8M+50.4%
EPS (diluted)$0.30+57.9%

Balance sheet

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Cash & equivalents$239.6M+136%
Total debt$28.3M-10.4%
Total equity$694.7M-2.3%
Total assets$5.7B+0.4%

Cash flow

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Operating cash flow$19.8M+110%
CapEx$188.0K-27.1%
Free cash flow$19.6M+114%

Valuation

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Market cap$607.66M+26.6%
Enterprise value$396.41M-3.3%
P/E15.2×-6.8×
P/S3.8×+0.2×

Profitability

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Net margin26.4%+5.2pp

Returns & leverage

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Return on equity5.6%+1.7pp
Debt / equity0.0×

Where this comes from

Calculated from Northfield Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Northfield Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northfield Bancorp's free cash flow margin?
Northfield Bancorp (NFBK) reported free cash flow margin of 39.4% in Q1 2026.
How has Northfield Bancorp's free cash flow margin changed year-over-year?
Northfield Bancorp's free cash flow margin increased by 50.3% year-over-year, from 26.2% to 39.4%.
What is the long-term trend for Northfield Bancorp's free cash flow margin?
Over 5 years (2020 to 2025), Northfield Bancorp's free cash flow margin has grown at a -1.6% compound annual growth rate (CAGR), from 36.9% to 34.1%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.