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Northfield Bancorp NFBK State income taxes – net of federal income tax benefit

State income taxes – net of federal income tax benefit at other companies

Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
5.9%-3.0pp

Other financials

Income statement

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Revenue$40.4M+16.0%
Net income$11.8M+50.4%
EPS (diluted)$0.30+57.9%

Balance sheet

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Cash & equivalents$239.6M+136%
Total debt$28.3M-10.4%
Total equity$694.7M-2.3%
Total assets$5.7B+0.4%

Cash flow

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Operating cash flow$19.8M+110%
CapEx$188.0K-27.1%
Free cash flow$19.6M+114%

Valuation

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Market cap$607.66M+26.6%
Enterprise value$396.41M-3.3%
P/E15.2×-6.8×
P/S3.8×+0.2×

Profitability

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Net margin26.4%+5.2pp
FCF margin39.4%+13.2pp

Returns & leverage

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Return on equity5.6%+1.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Northfield Bancorp in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes.

The official record: Northfield Bancorp’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northfield Bancorp's state income taxes – net of federal income tax benefit?
Northfield Bancorp (NFBK) reported state income taxes – net of federal income tax benefit of 25.5% in Q4 2025.
What does state income taxes – net of federal income tax benefit mean?
This represents the net impact of state and local income taxes on the effective tax rate, adjusted for the federal tax benefit derived from deducting these state taxes. It provides a clearer view of the actual incremental tax cost of state operations.