NMI Holdings Inc. NMIH Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 53.8%-1.2pp | 55.1%0.0pp | 55%-0.5pp | 55.6%-0.4pp | 55.9%+0.6pp | |
| Free cash flow margin | 59.7%+1.3pp | 58.4%+2.5pp | 55.9%-1.1pp | 57%+0.6pp | 56.4%-3.0pp | |
| Returns | ||||||
| Return on equity | 15.6%-0.6pp | 16.2%0.0pp | 16.2%-0.7pp | 16.9%-0.5pp | 17.4%0.0pp | |
| Return on assets | 10.5%-0.3pp | 10.8%0.0pp | 10.8%-0.5pp | 11.3%-0.3pp | 11.6%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | ||||||
| Book value per share | $34.00+3.7% | $32.79+2.8% | $31.90+4.5% | $30.54+5.0% | $29.07+6.6% | |
| Valuation | ||||||
| Market capitalization | $2.86B-8.9% | $3.14B+5.4% | $2.97B-9.6% | $3.29B+16.7% | $2.82B-3.0% | |
| Price / earnings | 7.4×-0.7× | 8.1×+0.3× | 7.8×-0.9× | 8.7×+1.2× | 7.5×-0.5× | |
| Price / sales | 4×-0.5× | 4.4×+0.1× | 4.3×-0.5× | 4.8×+0.6× | 4.2×-0.2× | |
| Price / book | 1.1×-0.1× | 1.2×0.0× | 1.2×-0.2× | 1.4×+0.1× | 1.2×-0.1× | |
| Free cash flow yield | 15%+1.8pp | 13.2%+0.1pp | 13%+1.2pp | 11.8%-1.6pp | 13.4%+0.1pp | |
| Earnings yield | 13.5%+1.1pp | 12.4%-0.4pp | 12.8%+1.3pp | 11.5%-1.8pp | 13.2%+0.9pp | |
| PEG ratio | 2.3×+1.3× | 1×-0.2× | 1.2×+0.1× | 1×+0.4× | 0.7×0.0× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do NMI Holdings Inc.'s ratios come from?
- Every ratio is computed from NMI Holdings Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
