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NMI Holdings Inc. NMIH Return on assets

Return on assets at other companies

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5.8%-1.4pp
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6.2%+0.8pp
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Genworth FinancialGNW

Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$2.92B+1.3%
P/E7.6×-0.1×
P/S4.1×-0.2×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×

Where this comes from

Calculated from NMI Holdings Inc.’s reported figures.

Based on trailing twelve months.

The official record: NMI Holdings Inc.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NMI Holdings Inc.'s return on assets?
NMI Holdings Inc. (NMIH) reported return on assets of 10.5% in Q1 2026.
How has NMI Holdings Inc.'s return on assets changed year-over-year?
NMI Holdings Inc.'s return on assets decreased by 9.4% year-over-year, from 11.6% to 10.5%.
What is the long-term trend for NMI Holdings Inc.'s return on assets?
Over 5 years (2020 to 2025), NMI Holdings Inc.'s return on assets has grown at a 2.2% compound annual growth rate (CAGR), from 9.7% to 10.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.