Skip to content
Screener

NI Holdings NODK Non Standard Auto — Deferred Policy Acquisition Costs Impairment Loss

Other segment segments

Crop
$805K+2.4%
Private Passenger Auto
$314K-95.6%
All Other
$154K-89.4%

Similar metrics at other companies

Selective Insurance Group logo
SIGIStandard Personal Lines — Deferred policy acquisition costs
$19.88M-14.9%
Selective Insurance Group logo
SIGIStandard Commercial Lines — Deferred policy acquisition costs
$401.64M+3.0%
Selective Insurance Group logo
SIGIStandard Personal Lines — Amortization of deferred policy acquisition costs
$9.91M-14.7%
Selective Insurance Group logo
SIGIStandard Commercial Lines — Amortization of deferred policy acquisition costs
$206.62M+8.1%
Arch Capital Group logo
ACGLDeferred policy acquisition costs
$1.77B-0.6%
Lemonade logo
LMNDDeferred policy acquisition costs
$14.2M+24.6%

Other financials

Income statement

See full
Revenue$70.2M-7.7%
Gross profit$15.7M-13.5%
Net income$146.0K+101%
EPS (diluted)$0.01+102%

Balance sheet

See full
Cash & equivalents$51.6M-9.1%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$543.1M-12.4%

Cash flow

See full
Operating cash flow-$1.9M-119%
CapEx$19.0K-88.3%
Free cash flow-$1.9M-119%

Valuation

See full
Market cap$313.01M+19.6%
P/E40×
P/S1.2×+0.3×

Profitability

See full
Gross margin30.2%-1.8pp
Net margin2.9%
FCF margin-2.4%

Returns & leverage

See full
Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsImpairmentLoss.

The source filing: NI Holdings’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001174947-26-000570
Line itemPrivate Passenger AutoNon-Standard AutoHome and FarmCropAll OtherTotal
Combined ratio80.7%162.4%77.3%100.9%48.1%79.7%
Balances at March 31, 2026:
Premiums and agents’ balances receivable$25,117$163$11,551$115$3,264$40,210
Deferred policy acquisition costs6,78520910,5811,53519,110
Reinsurance recoverables on losses6732,6263126,3409,951
Receivable from Federal Crop Insurance Corporation12,78612,786
Unpaid losses and loss adjustment expenses29,40761,62019,4711,35711,739123,594
Unearned premiums36,7461,24157,2878,362103,636

Item 1. - Financial Statements

FAQ

What is NI Holdings's non standard auto — deferred policy acquisition costs impairment loss?
NI Holdings (NODK) reported non standard auto — deferred policy acquisition costs impairment loss of $209K in Q1 2026.
How has NI Holdings's non standard auto — deferred policy acquisition costs impairment loss changed year-over-year?
NI Holdings's non standard auto — deferred policy acquisition costs impairment loss decreased by 96.7% year-over-year, from $6.36M to $209K.
What does non standard auto — deferred policy acquisition costs impairment loss mean?
This reflects the write-down of capitalized costs associated with acquiring new insurance policies when the expected future premiums are insufficient to cover the related costs. It signals potential issues with policy profitability or aggressive initial growth strategies.

Ask your AI about NI Holdings's non standard auto — deferred policy acquisition costs impairment loss.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude