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NI Holdings NODK Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's accretion (amortization) of discounts and premiums, investments?
NI Holdings (NODK) reported accretion (amortization) of discounts and premiums, investments of -$121K in Q1 2026.
How has NI Holdings's accretion (amortization) of discounts and premiums, investments changed year-over-year?
NI Holdings's accretion (amortization) of discounts and premiums, investments decreased by 42.4% year-over-year, from -$85K to -$121K.
What is the long-term trend for NI Holdings's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), NI Holdings's accretion (amortization) of discounts and premiums, investments has grown at a -34.1% compound annual growth rate (CAGR), from -$2.08M to -$393K.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the non-cash adjustment to the carrying value of investment securities to reflect the amortization of premiums or the accretion of discounts over the life of the instrument. This ensures that the yield on fixed-income investments is recognized consistently over time. It is a critical metric for evaluating the quality and stability of investment income.