What is NI Holdings's general insurance expense?

NI Holdings (NODK) reported general insurance expense of $22.23M in Q3 2025.

How has NI Holdings's general insurance expense changed year-over-year?

NI Holdings's general insurance expense decreased by 18.7% year-over-year, from $27.34M to $22.23M.

What is the long-term trend for NI Holdings's general insurance expense?

Over 3 years (2021 to 2024), NI Holdings's general insurance expense has grown at a 2.9% compound annual growth rate (CAGR), from $96.29M to $104.97M.

NI Holdings NODK General Insurance Expense

Discontinued — last reported Q3 '25

General Insurance Expense at other companies

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$13.25M-1.0%

ARD

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$42.2M-5.2%

VestisVSTS

$1.98M-30.7%

The BancorpTBBK

$1.18M-6.0%

Bristow GroupVTOL

$6.6M-3.5%

Segments

By segment

See full

Home And Farm$9.5M+21.3%

Private Passenger Auto$7.7M+4.3%

All Other$1.68M+2.3%

Non Standard Auto$1.65M-80.1%

Other financials

Income statement

See full

Revenue$59.6M-16.6%

Gross profit$15.7M-13.5%

Net income$12.5M+93.6%

EPS (diluted)$0.60+93.5%

Balance sheet

See full

Cash & equivalents$57.7M+0.9%

Total debt$1.4M-67.2%

Total equity$243.8M+1.0%

Total assets$492.1M-6.3%

Cash flow

See full

Operating cash flow-$1.9M-119%

CapEx$42.0K+110%

Free cash flow-$1.9M-119%

Valuation

See full

Market cap$324.43M+26.1%

P/S1.2×+0.4×

Profitability

See full

Gross margin30.2%-1.8pp

Net margin-1.6%—

FCF margin-2.4%—

Returns & leverage

See full

Return on equity-5%-2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: NI Holdings’s 10-Q, filed November 7, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's general insurance expense?: NI Holdings (NODK) reported general insurance expense of $22.23M in Q3 2025.
How has NI Holdings's general insurance expense changed year-over-year?: NI Holdings's general insurance expense decreased by 18.7% year-over-year, from $27.34M to $22.23M.
What is the long-term trend for NI Holdings's general insurance expense?: Over 3 years (2021 to 2024), NI Holdings's general insurance expense has grown at a 2.9% compound annual growth rate (CAGR), from $96.29M to $104.97M.