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NI Holdings NODK Retained Earnings

Retained Earnings at other companies

ProgressivePGR

$29.61B+10.8%

ChubbCB

$68.82B+12.9%

AllstateALL

$64.54B+20.4%

The Hanover Insurance GroupTHG

$3.89B+17.8%

Safety Insurance GroupSAFT

$816.27M+1.1%

Universal Insurance HoldingsUVE

$807.08M+27.3%

Other financials

Income statement

Revenue$59.6M-16.6%

Gross profit$15.7M-13.5%

Net income$12.5M+93.6%

EPS (diluted)$0.60+93.5%

Balance sheet

Cash & equivalents$57.7M+0.9%

Total debt$1.4M-67.2%

Total equity$243.8M+1.0%

Total assets$492.1M-6.3%

Cash flow

Operating cash flow-$1.9M-119%

CapEx$42.0K+110%

Free cash flow-$1.9M-119%

Valuation

Market cap$324.43M+26.1%

P/S1.2×+0.4×

Profitability

Gross margin30.2%-1.8pp

Net margin-1.6%—

FCF margin-2.4%—

Returns & leverage

Return on equity-5%-2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's retained earnings?: NI Holdings (NODK) reported retained earnings of $203.48M in Q1 2026.
How has NI Holdings's retained earnings changed year-over-year?: NI Holdings's retained earnings decreased by 2.2% year-over-year, from $208M to $203.48M.
What is the long-term trend for NI Holdings's retained earnings?: Over 5 years (2020 to 2025), NI Holdings's retained earnings has grown at a -5.9% compound annual growth rate (CAGR), from $258.74M to $191.07M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.