What are NerdWallet, Inc.'s total assets?

NerdWallet, Inc. (NRDS) holds $432.0M in total assets, down 9.0% year over year.

How much debt does NerdWallet, Inc. have?

NerdWallet, Inc. carries $7.6M in total debt against $336.2M of shareholders' equity, a debt-to-equity ratio of 0.02.

How much cash does NerdWallet, Inc. have?

NerdWallet, Inc. holds $56.3M in cash and equivalents.

Can NerdWallet, Inc. cover its short-term obligations?

Its current ratio is 2.57 — current assets exceed current liabilities.

Where does NerdWallet, Inc.'s balance sheet data come from?

Every line is extracted from NerdWallet, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

NerdWallet, Inc. NRDS Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$98.3M+48.3%	$66.3M-34.0%	$100.4M+19.7%	$83.9M-50.0%
Accounts receivable, net	$451M+14.9%	$392.6M+12.2%	$349.8M+8.4%	$322.8M+323%
Prepaid expenses and other current assets	$133M+48.9%	$89.3M+0.9%	$88.5M+11.6%	$79.3M+257%
Contract assets	$3.5M-48.5%	$6.8M+23.6%	$5.5M-5.2%	$5.8M+93.3%
Loans held for sale	$7.1M—	——	——	——
Total current assets	$244.7M+24.4%	$196.7M-0.9%	$198.4M+4.9%	$189.2M-22.1%
Property and equipment, net	$31.8M-26.0%	$43M-18.3%	$52.6M+7.1%	$49.1M+40.7%
Operating lease right-of-use assets	$7.1M+34.0%	$5.3M-26.4%	$7.2M-36.3%	$11.3M-18.7%
Goodwill	$123.5M+9.9%	$112.4M+0.8%	$111.5M+0.3%	$111.2M+154%
Intangible assets, net	$21.5M-35.4%	$33.3M-29.0%	$46.9M-26.8%	$64.1M+132%
Deferred tax assets	$29.4M-35.5%	$45.6M—	$0—	——
Other non-current assets	$3.1M+138%	$1.3M-35.0%	$2M+150%	$800K-27.3%
Equity method investments	——	——	——	——
Total assets	$461.1M+5.4%	$437.6M+4.5%	$418.6M-1.7%	$425.7M+16.9%
Accounts payable	$55.1M+18.0%	$46.7M+64.4%	$28.4M+36.5%	$20.8M—
Accrued expenses	$65.5M+27.9%	$51.2M+43.8%	$35.6M-6.1%	$37.9M+18.1%
Operating lease liabilities, current	$1.9M-17.4%	$2.3M-32.4%	$3.4M+9.7%	$3.1M+29.2%
Total current liabilities	$70.9M+18.0%	$60.1M+61.1%	$37.3M-48.5%	$72.4M+10.0%
Operating lease liabilities, non-current	$6.1M+48.8%	$4.1M-33.9%	$6.2M-35.4%	$9.6M-24.4%
Other non-current liabilities	$15.7M+18.0%	$13.3M-7.6%	$14.4M+24.1%	$11.6M-29.7%
Total liabilities	$86.6M+18.0%	$73.4M+42.0%	$51.7M-38.5%	$84M-21.1%
Preferred stock	$0—	$0—	$0—	$0—
Common stock	296.7M—	0—	0—	0—
Additional paid-in capital	$562.5M+6.0%	$530.9M+9.8%	$483.7M+13.2%	$427.3M+28.9%
Retained earnings	-$188.1M-13.0%	-$166.5M-42.9%	-$116.5M-37.5%	-$84.7M-13.7%
Accumulated other comprehensive income (loss)	$100K+150%	-$200K+33.3%	-$300K+66.7%	-$900K-280%
Total stockholders' equity	$374.5M+2.8%	$364.2M-0.7%	$366.9M+7.4%	$341.7M+32.6%
Total liabilities and stockholders' equity	$461.1M+5.4%	$437.6M+4.5%	$418.6M-1.7%	$425.7M+16.9%
Trading Securities in Marketable Securities	——	——	——	——
Accumulated Amortization on Capitalized Software	$29.7M-26.7%	$40.5M-17.3%	$49M+11.6%	$43.9M+36.8%
Deferred Tax Assets and Other Non-Current Assets	$3.1M-93.2%	$45.6M+2,180%	$2M+150%	$800K-27.3%
Equity Securities Without Readily Determinable Fair Value - Cumulative Downward Adjustments	——	——	——	——
Investments - Amortized Cost Basis	——	——	——	——
Net Investment in Lease	$7.1M+34.0%	$5.3M-26.4%	$7.2M-36.3%	$11.3M-18.7%
Deferred tax assets	$29.4M-35.5%	$45.6M—	$0—	——
Intangible assets — net	$21.5M-35.4%	$33.3M-29.0%	$46.9M-26.8%	$64.1M+132%
Operating lease right-of-use assets	$7.1M+34.0%	$5.3M-26.4%	$7.2M-36.3%	$11.3M-18.7%
Other non-current assets	$3.1M+138%	$1.3M-35.0%	$2M+150%	$800K-27.3%
Operating Lease Right-of-Use Assets in Other Assets	$7.1M+34.0%	$5.3M-26.4%	$7.2M-36.3%	$11.3M-18.7%
Software and Technology Licenses, Net	$3.1M+138%	$1.3M-35.0%	$2M+150%	$800K-27.3%
Accrued expenses and other liabilities	$65.5M+27.9%	$51.2M+43.8%	$35.6M-6.1%	$37.9M+18.1%
Total debt	$8M+25.0%	$6.4M-33.3%	$9.6M-24.4%	$12.7M-15.9%
Common Stock Par Value Per Share	$0.000.0%	$0.000.0%	$0.000.0%	$0.000.0%
Common Stock Shares Issued	71.3M-3.8%	74.1M-3.7%	76.9M+2.4%	75.1M+12.6%
Common Stock Shares Outstanding	$13.4M+88.7%	$7.1M-62.0%	$18.7M—	——
Convertible Preferred Stock Authorized Shares	5M0.0%	5M0.0%	5M0.0%	5M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—
Convertible Preferred Stock Outstanding Shares	0—	0—	0—	0—
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$0—	$0—	$0—	$0—
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—
Number of Exercisable Options	——	——	——	——
Preferred Stock Par Value Per Share	$0.000.0%	$0.000.0%	$0.000.0%	$0.000.0%
Share-Based Payment Award Options Outstanding - Number	4.8M+45.8%	3.3M-20.2%	4.1M—	——
Weighted Average Exercise Price of Exercisable Options	——	——	——	——
Weighted Average Exercise Price of Outstanding Options	$11.58-6.6%	$12.40+14.4%	$10.84—	——
Common stock, par value (in dollars per share)	$00.0%	$00.0%	$00.0%	$00.0%
Common stock, shares authorized (in shares)	$296.69M0.0%	$296.69M0.0%	$296.69M0.0%	$296.69M0.0%
Common stock, shares issued (in shares)	$71.29M-3.8%	$74.11M-3.7%	$76.94M+2.4%	$75.12M+12.6%
Common Stock, Shares, Outstanding	$71.29M-3.8%	$74.11M-3.7%	$76.94M+2.4%	$75.12M+12.6%
Trading securities, cost	——	——	——	——
Fair value carrying amount, total loans	$7.1M—	——	——	——
Preferred Stock, Par or Stated Value Per Share	$00.0%	$00.0%	$00.0%	$00.0%
Preferred Stock, Shares Authorized	$5M0.0%	$5M0.0%	$5M0.0%	$5M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—
Preferred Stock, Shares Outstanding	$0—	$0—	$0—	$0—
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number	$4.79M+45.8%	$3.28M-20.2%	$4.11M—	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$11.58-6.6%	$12.4+14.4%	$10.84—	——
Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value	$13.4M+88.7%	$7.1M-62.0%	$18.7M—	——
Share repurchase program, additional amount authorized	——	——	——	——
Accrued expenses and other current liabilities including unbilled accounts payable	$46.9M+39.2%	$33.7M+59.0%	$21.2M—	——

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Questions, answered.

What are NerdWallet, Inc.'s total assets?: NerdWallet, Inc. (NRDS) holds $432.0M in total assets, down 9.0% year over year.
How much debt does NerdWallet, Inc. have?: NerdWallet, Inc. carries $7.6M in total debt against $336.2M of shareholders' equity, a debt-to-equity ratio of 0.02.
How much cash does NerdWallet, Inc. have?: NerdWallet, Inc. holds $56.3M in cash and equivalents.
Can NerdWallet, Inc. cover its short-term obligations?: Its current ratio is 2.57 — current assets exceed current liabilities.
Where does NerdWallet, Inc.'s balance sheet data come from?: Every line is extracted from NerdWallet, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.