NerdWallet, Inc. NRDS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 93%+0.7pp | 92.4%+0.8pp | 91.6%+0.6pp | 91%+0.2pp | 90.8%+0.1pp | |
| Operating margin | 10.8%+3.0pp | 7.8%+0.9pp | 6.9%+3.4pp | 3.5%+2.6pp | 0.9%-0.5pp | |
| Net margin | 8.1%+2.3pp | 5.8%-3.4pp | 9.2%+3.1pp | 6.1%+2.1pp | 4%-0.4pp | |
| Returns | ||||||
| Return on equity | 19.5%+6.3pp | 13.2%-7.0pp | 20.2%+8.0pp | 12.2%+4.4pp | 7.9%-0.5pp | |
| Return on invested capital | 23.3%+7.4pp | 15.8%-4.1pp | 19.9%+10.4pp | 9.5%+7.2pp | 2.3%-1.0pp | |
| Efficiency | ||||||
| Asset turnover | 1.9×0.0× | 1.9×+0.1× | 1.8×+0.1× | 1.7×+0.1× | 1.6×0.0× | |
| Liquidity | ||||||
| Current ratio | 2.6×-0.9× | 3.5×-0.2× | 3.7×+0.3× | 3.4×+0.8× | 2.7×-0.6× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.4×+0.4× | -0.8×+0.3× | -1.1×+0.2× | -1.3×+0.2× | -1.6×-0.5× | |
| Per Share | ||||||
| Book value per share | $4.84-2.0% | $4.93-5.7% | $5.23+2.8% | $5.09+4.3% | $4.88+5.8% | |
| Valuation | ||||||
| Market capitalization | $559.95M-29.8% | $985.26M+20.5% | $817.76M-1.2% | $827.84M+23.4% | $670.68M-31.3% | |
| Price / earnings | 8.1×-18.9× | 20.2×+9.1× | 11.2×-6.4× | 17.6×-5.2× | 22.7×-9.4× | |
| Price / sales | 0.7×-0.4× | 1.2×+0.1× | 1×0.0× | 1.1×+0.2× | 0.9×-0.5× | |
| Price / book | 1.7×-0.5× | 2.6×+0.6× | 2×-0.1× | 2.1×+0.3× | 1.8×-0.9× | |
| EV / EBITDA | 3.8×-9.0× | 8×+1.2× | 6.9×-2.7× | 9.5×-1.0× | 10.5×-5.3× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are NerdWallet, Inc.'s profit margins?
- NerdWallet, Inc. (NRDS) runs a 93.0% gross margin and a 10.8% operating margin, with a 8.1% net margin.
- Where do NerdWallet, Inc.'s ratios come from?
- Every ratio is computed from NerdWallet, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
