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NerdWallet, Inc. NRDS Ratios & Valuation

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Gross margin93%+0.7pp92.4%+0.8pp91.6%+0.6pp91%+0.2pp90.8%+0.1pp
Operating margin10.8%+3.0pp7.8%+0.9pp6.9%+3.4pp3.5%+2.6pp0.9%-0.5pp
Net margin8.1%+2.3pp5.8%-3.4pp9.2%+3.1pp6.1%+2.1pp4%-0.4pp
EBITDA margin15.9%+2.6pp13.3%+0.4pp12.9%+3.0pp9.9%+2.3pp7.6%-0.9pp
Free cash flow margin16.4%+0.8pp15.6%+2.8pp12.8%+2.1pp10.6%+0.4pp10.2%-0.1pp
Returns
Return on equity19.5%+6.3pp13.2%-7.0pp20.2%+8.0pp12.2%+4.4pp7.9%-0.5pp
Return on assets15.2%+4.4pp10.8%-5.5pp16.4%+6.2pp10.2%+3.8pp6.4%-0.7pp
Return on invested capital23.3%+7.4pp15.8%-4.1pp19.9%+10.4pp9.5%+7.2pp2.3%-1.0pp
Efficiency
Asset turnover1.9×0.0×1.9×+0.1×1.8×+0.1×1.7×+0.1×1.6×0.0×
Liquidity
Current ratio2.6×-0.9×3.5×-0.2×3.7×+0.3×3.4×+0.8×2.7×-0.6×
Quick ratio2.6×-0.9×3.5×-0.2×3.7×+0.3×3.4×+0.8×2.7×-0.6×
Cash ratio0.7×-0.7×1.4×-0.2×1.6×+0.1×1.5×+0.5×-0.1×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Net debt / EBITDA-0.4×+0.4×-0.8×+0.3×-1.1×+0.2×-1.3×+0.2×-1.6×-0.5×
Interest coverage131×+22.3×108.7×+30.8×77.9×+33.4×44.5×+33.8×10.7×-2.8×
Per Share
Book value per share$4.84-2.0%$4.93-5.7%$5.23+2.8%$5.09+4.3%$4.88+5.8%
Valuation
Market capitalization$559.95M-29.8%$985.26M+20.5%$817.76M-1.2%$827.84M+23.4%$670.68M-31.3%
Enterprise value$511.25M-28.1%$894.96M+26.8%$705.66M-2.9%$726.54M+24.4%$583.98M-36.3%
Price / earnings8.1×-18.9×20.2×+9.1×11.2×-6.4×17.6×-5.2×22.7×-9.4×
Price / sales0.7×-0.4×1.2×+0.1×0.0×1.1×+0.2×0.9×-0.5×
Price / book1.7×-0.5×2.6×+0.6×-0.1×2.1×+0.3×1.8×-0.9×
EV / EBITDA3.8×-9.0×+1.2×6.9×-2.7×9.5×-1.0×10.5×-5.3×
EV / sales0.6×-0.4×1.1×+0.2×0.9×-0.1×0.9×+0.1×0.8×-0.5×
Free cash flow yield24.8%+15.4pp13.2%+0.8pp12.4%+2.5pp9.9%-1.3pp11.2%+3.9pp
Earnings yield12.3%+8.6pp4.9%-4.0pp9%+3.3pp5.7%+1.3pp4.4%+1.3pp
PEG ratio0.1×0.3×

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Questions, answered.

What are NerdWallet, Inc.'s profit margins?
NerdWallet, Inc. (NRDS) runs a 93.0% gross margin and a 10.8% operating margin, with a 8.1% net margin.
Where do NerdWallet, Inc.'s ratios come from?
Every ratio is computed from NerdWallet, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.