NerdWallet, Inc. NRDS Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 93%+2.2pp | 92.4%+1.6pp | 91.6%+1.1pp | 91%+0.4pp | 90.8%0.0pp | |
| Operating margin | 10.8%+9.9pp | 7.8%+6.4pp | 6.9%+6.0pp | 3.5%— | 0.9%— | |
| Net margin | 8.1%+4.1pp | 5.8%+1.4pp | 9.2%+10.9pp | 6.1%— | 4%— | |
| Returns | ||||||
| Return on equity | 19.5%+11.6pp | 13.2%+4.9pp | 20.2%+23.3pp | 12.2%— | 7.9%— | |
| Return on invested capital | 23.3%+21.0pp | 15.8%+12.6pp | 19.9%+18.9pp | 9.5%— | 2.3%— | |
| Efficiency | ||||||
| Asset turnover | 1.9×+0.3× | 1.9×+0.3× | 1.8×+0.2× | 1.7×+0.3× | 1.6×+0.3× | |
| Liquidity | ||||||
| Current ratio | 2.6×-0.1× | 3.5×+0.2× | 3.7×+0.8× | 3.4×-0.8× | 2.7×-1.5× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.4×+1.2× | -0.8×+0.2× | -1.1×+0.1× | -1.3×— | -1.6×— | |
| Per Share | ||||||
| Book value per share | $4.84-0.9% | $4.93+6.9% | $5.23+28.7% | $5.09+4.5% | $4.88+3.8% | |
| Valuation | ||||||
| Market capitalization | $559.95M-29.8% | $985.26M+0.9% | $817.76M-17.4% | $827.84M-26.6% | $670.68M-40.9% | |
| Price / earnings | 8.1×-18.9× | 20.2×— | 11.2×— | —— | —— | |
| Price / sales | 0.7×-0.4× | 1.2×-0.2× | 1×-0.5× | 1.1×-0.8× | 0.9×-1.0× | |
| Price / book | 1.7×-0.5× | 2.6×-0.1× | 2×-1.0× | 2.1×-0.8× | 1.8×-1.2× | |
| EV / EBITDA | 3.8×-9.0× | 8×-7.8× | 6.9×-10.1× | 9.5×— | 10.5×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are NerdWallet, Inc.'s profit margins?
- NerdWallet, Inc. (NRDS) runs a 93.0% gross margin and a 10.8% operating margin, with a 8.1% net margin.
- Where do NerdWallet, Inc.'s ratios come from?
- Every ratio is computed from NerdWallet, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
