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Northrim BanCorp NRIM Finance charge income

Finance charge income at other companies

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$219.27M+0.5%
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$118.11M+12.1%
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Provident Financial ServicesPFS
$9.95M-4.9%
World Acceptance logo
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$121.51M+5.4%
Western New England Bancorp logo
Western New England BancorpWNEB
$56K-21.1%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$545.09M+97.2%

Segments

By segment

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Home Mortgage Lending$6.46M+52.0%
Community Banking$0
Specialty Finance$0

Other financials

Income statement

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Revenue$53.9M+7.2%
Net income$15.3M+30.3%
EPS (diluted)$0.68-67.5%

Balance sheet

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Cash & equivalents$406.9M-17.3%
Total debt$93.0M+1,215%
Total equity$347.6M+19.8%
Total assets$3.4B+5.3%

Cash flow

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Operating cash flow$27.2M+64.6%
CapEx$2.9M+1,290%
Free cash flow$24.3M+48.9%

Valuation

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Market cap$587.71M+25.5%
P/E8.6×-1.9×
P/S2.7×0.0×

Profitability

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Net margin30.9%+5.8pp
FCF margin67.2%

Returns & leverage

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Return on equity21.5%+4.8pp
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Northrim BanCorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The source filing: Northrim BanCorp’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 2:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001163370-26-000021
(In Thousands, Except Per Share Data)Three Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Provision (benefit) for credit losses960(1,409)
Net Interest Income After Provision (Benefit) for Credit Losses33,70132,706
Other Operating Income
Mortgage banking income6,4614,251
Purchased receivable income6,1326,150
Bankcard fees1,0891,074
Service charges on deposit accounts811677
Unrealized (loss) on marketable equity securities(256)(50)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Northrim BanCorp's finance charge income?
Northrim BanCorp (NRIM) reported finance charge income of $6.46M in Q1 2026.
How has Northrim BanCorp's finance charge income changed year-over-year?
Northrim BanCorp's finance charge income increased by 52.0% year-over-year, from $4.25M to $6.46M.
What is the long-term trend for Northrim BanCorp's finance charge income?
Over 4 years (2021 to 2025), Northrim BanCorp's finance charge income has grown at a -12.0% compound annual growth rate (CAGR), from $42.14M to $25.24M.
What does finance charge income mean?
This metric captures the interest and associated fees generated from consumer loan portfolios. It reflects the bank's ability to monetize its retail lending products and manage consumer credit risk.

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