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Finance charge income at other companies

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World AcceptanceWRLD
$124.6M+5.9%
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Enova InternationalENVA

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%
Free cash flow$60.5M+21.0%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×
P/S0.7×-0.2×

Profitability

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Net margin4.5%
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%
Debt / equity0.0×

Where this comes from

Reported directly by Oportun Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The official record: Oportun Financial Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's finance charge income?
Oportun Financial Corporation (OPRT) reported finance charge income of $215.67M in Q1 2026.
How has Oportun Financial Corporation's finance charge income changed year-over-year?
Oportun Financial Corporation's finance charge income decreased by 2.1% year-over-year, from $220.22M to $215.67M.
What is the long-term trend for Oportun Financial Corporation's finance charge income?
Over 4 years (2021 to 2025), Oportun Financial Corporation's finance charge income has grown at a 11.6% compound annual growth rate (CAGR), from $575.84M to $893.22M.
What does finance charge income mean?
This metric represents the revenue generated from interest charges and associated fees on consumer loan products. It serves as a primary indicator of the company's core lending business performance and the yield generated from its loan portfolio. Monitoring this helps investors assess the company's ability to monetize its credit offerings to the underbanked population.