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Enova International ENVA Finance charge income

Finance charge income at other companies

World Acceptance logo
World AcceptanceWRLD
$121.51M+5.4%
Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$219.27M+0.5%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+141%
Enterprise value$11.3B+71.2%
P/E17.9×+7.6×
P/S1.9×+0.9×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemConsumerSmall / BusinessTotal
Balance at beginning of period$1,763,552$4,109,405$5,872,957
Originations or acquisitions(1)671,6701,602,8392,274,509
Interest and fees(2)477,419439,270916,689
Repayments(792,277)(1,740,543)(2,532,820)
Charge-offs, net(3)(209,952)(182,129)(392,081)
Net change in fair value(3)6,04427,25133,295
Effect of foreign currency translation215215
Balance at end of period$1,916,671$4,256,093$6,172,764

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's finance charge income?
Enova International (ENVA) reported finance charge income of $916.69M in Q2 2026.
How has Enova International's finance charge income changed year-over-year?
Enova International's finance charge income increased by 21.5% year-over-year, from $754.58M to $916.69M.

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