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World Acceptance WRLD Finance charge income

Finance charge income at other companies

Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$219.27M+0.5%
Enova International logo
Enova InternationalENVA

Other financials

Income statement

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Revenue$139.2M+4.8%
Net income$6.1M+285%
EPS (diluted)$1.33+343%

Balance sheet

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Cash & equivalents$10.4M+245%
Total debt$75.2M-2.4%
Total equity$362.2M-14.9%
Total assets$1.1B+5.4%

Cash flow

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Operating cash flow$64.4M+10.7%
CapEx$1.3M+22.7%
Free cash flow$63.1M+10.5%

Valuation

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Market cap$885.62M+1.1%
Enterprise value$950.44M+0.1%
P/E22.6×+11.8×
P/S1.5×0.0×

Profitability

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Net margin6.6%-7.6pp
FCF margin44.2%-1.7pp

Returns & leverage

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Return on equity9.9%-9.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by World Acceptance in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The source filing: World Acceptance’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:22 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0000108385-26-000034

FAQ

What is World Acceptance's finance charge income?
World Acceptance (WRLD) reported finance charge income of $121.51M in Q2 2026.
How has World Acceptance's finance charge income changed year-over-year?
World Acceptance's finance charge income increased by 5.4% year-over-year, from $115.3M to $121.51M.
What is the long-term trend for World Acceptance's finance charge income?
Over 4 years (2022 to 2026), World Acceptance's finance charge income has grown at a -0.0% compound annual growth rate (CAGR), from $485.67M to $484.83M.
What does finance charge income mean?
This metric represents the core revenue generated from interest charges and associated fees on consumer installment loans. It serves as the primary indicator of the company's lending volume and the yield earned on its loan portfolio. Monitoring this figure helps investors assess the company's ability to generate top-line growth through its primary consumer finance product offerings.

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