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World Acceptance WRLD Finance charge income

Finance charge income at other companies

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Enova InternationalENVA

Other financials

Income statement

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Revenue$175.9M+7.5%
Net income$35.3M-18.1%
EPS (diluted)$7.44-5.9%

Balance sheet

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Cash & equivalents$6.1M+28.8%
Total debt$74.0M-6.0%
Total equity$351.0M-19.7%
Total assets$1.1B+4.5%

Cash flow

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Operating cash flow$94.6M+4.1%
CapEx$1.1M+28.5%
Free cash flow$93.5M+3.9%

Valuation

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Market cap$903.75M+8.4%
Enterprise value$971.64M+7.1%
P/E26.1×+16.8×
P/S1.5×+0.1×

Profitability

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Net margin5.9%-9.9pp
FCF margin43.7%-0.7pp

Returns & leverage

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Return on equity8.8%-12.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by World Acceptance in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The official record: World Acceptance’s 10-K, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is World Acceptance's finance charge income?
World Acceptance (WRLD) reported finance charge income of $124.6M in Q1 2026.
How has World Acceptance's finance charge income changed year-over-year?
World Acceptance's finance charge income increased by 5.9% year-over-year, from $117.63M to $124.6M.
What is the long-term trend for World Acceptance's finance charge income?
Over 4 years (2022 to 2026), World Acceptance's finance charge income has grown at a -0.0% compound annual growth rate (CAGR), from $485.67M to $484.83M.
What does finance charge income mean?
This metric represents the core revenue generated from interest charges and associated fees on consumer installment loans. It serves as the primary indicator of the company's lending volume and the yield earned on its loan portfolio. Monitoring this figure helps investors assess the company's ability to generate top-line growth through its primary consumer finance product offerings.