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Consumer Portfolio Services CPSS Finance charge income

Finance charge income at other companies

Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$529.45M+114%

Other financials

Income statement

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Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

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Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

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Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

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Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

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Net margin4.6%-0.1pp
FCF margin67.7%+5.5pp

Returns & leverage

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Return on equity6.6%-0.1pp
Debt / equity2.2×+0.3×

Where this comes from

Reported directly by Consumer Portfolio Services in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's finance charge income?
Consumer Portfolio Services (CPSS) reported finance charge income of $108.72M in Q1 2026.
How has Consumer Portfolio Services's finance charge income changed year-over-year?
Consumer Portfolio Services's finance charge income increased by 6.7% year-over-year, from $101.93M to $108.72M.
What is the long-term trend for Consumer Portfolio Services's finance charge income?
Over 4 years (2021 to 2025), Consumer Portfolio Services's finance charge income has grown at a 12.2% compound annual growth rate (CAGR), from $266.27M to $422.7M.
What does finance charge income mean?
This metric represents the total interest income and associated fees generated from the company's portfolio of consumer automobile finance contracts. It serves as the primary revenue stream derived from the core business of purchasing and servicing retail auto loans. Monitoring this figure helps investors assess the scale and yield of the company's lending activities.