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Western New England Bancorp WNEB Finance charge income

Finance charge income at other companies

Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$219.27M+0.5%
Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
$118.11M+12.1%
Provident Financial Services logo
Provident Financial ServicesPFS
$9.95M-4.9%
World Acceptance logo
World AcceptanceWRLD
$121.51M+5.4%
Western New England Bancorp logo
Western New England BancorpWNEB
$56K-21.1%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$545.09M+97.2%

Other financials

Income statement

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Revenue$22.7M+7.9%
Net income$3.6M-21.6%
EPS (diluted)$0.18-21.7%

Balance sheet

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Cash & equivalents$37.7M-59.6%
Total debt$80.3M-36.2%
Total equity$248.3M+3.7%
Total assets$2.7B+0.8%

Cash flow

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Operating cash flow$6.6M-2.9%
CapEx$768.0K+160%
Free cash flow$5.9M-10.3%

Valuation

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Market cap$282.25M+24.0%
Enterprise value$324.87M+24.8%
P/E16.9×-2.0×
P/S3.2×+0.2×

Profitability

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Net margin19%+3.0pp
FCF margin19.5%

Returns & leverage

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Return on equity6.9%+1.8pp
Debt / equity0.3×-0.2×

Where this comes from

Reported directly by Western New England Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansConsumer.

The source filing: Western New England Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:20 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001999371-26-017418

FAQ

What is Western New England Bancorp's finance charge income?
Western New England Bancorp (WNEB) reported finance charge income of $56K in Q2 2026.
How has Western New England Bancorp's finance charge income changed year-over-year?
Western New England Bancorp's finance charge income decreased by 21.1% year-over-year, from $71K to $56K.
What is the long-term trend for Western New England Bancorp's finance charge income?
Over 4 years (2021 to 2025), Western New England Bancorp's finance charge income has grown at a 2.3% compound annual growth rate (CAGR), from $256K to $280K.
What does finance charge income mean?
This metric captures the interest and fee income generated from consumer lending products, such as personal loans or lines of credit. It indicates the bank's penetration into the retail banking market and its ability to monetize individual credit needs. A higher value suggests effective consumer credit product offerings and demand.

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