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Norwood Financial NWFL Financing Receivable Nonaccrual With Allowance

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Other financials

Income statement

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Revenue$29.4M+37.8%
Net income$9.3M+50.3%
EPS (diluted)$0.86+28.4%

Balance sheet

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Cash & equivalents$60.3M+13.7%
Total debt$18.1M-91.7%
Total equity$289.6M+28.5%
Total assets$2.9B+22.9%

Cash flow

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Operating cash flow$8.9M+31.8%
CapEx$498.0K-70.3%
Free cash flow$8.4M+65.6%

Valuation

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Market cap$370.86M+66.2%
P/E12.9×-57.5×
P/S3.6×-0.1×

Profitability

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Net margin28%+22.7pp
FCF margin29.1%-5.5pp

Returns & leverage

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Return on equity11.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept nwfl:FinancingReceivableNonaccrualWithAllowance.

The source filing: Norwood Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 9:45 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001013272-26-000016
June 30, 2026Nonaccrual / with no / ACLNonaccrual / with / ACLTotal / NonaccrualLoans Past Due / Over 90 Days / Still AccruingTotal / Nonperforming
Residential$1,409-$1,409-$1,409
Commercial22,6261922,645-22,645
Agricultural1,530-1,530-1,530
Construction24-24-24
Commercial loans122-122-122
Other agricultural loans188-188-188
Consumer loans2941,1441,438-1,438
Total$26,193$1,163$27,356-$27,356

Item 1. Financial Statements Item 1. Financial Statements (unaudited)

FAQ

What is Norwood Financial's financing receivable nonaccrual with allowance?
Norwood Financial (NWFL) reported financing receivable nonaccrual with allowance of $1.16M in Q2 2026.
How has Norwood Financial's financing receivable nonaccrual with allowance changed year-over-year?
Norwood Financial's financing receivable nonaccrual with allowance increased by 24.1% year-over-year, from $937K to $1.16M.
What is the long-term trend for Norwood Financial's financing receivable nonaccrual with allowance?
Over 2 years (2023 to 2025), Norwood Financial's financing receivable nonaccrual with allowance has grown at a 22.3% compound annual growth rate (CAGR), from $553K to $827K.
What does financing receivable nonaccrual with allowance mean?
Financing Receivable Nonaccrual With Allowance as reported by Norwood Financial Corp.

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