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Discontinued — last reported Q4 '25

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Other financials

Income statement

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Revenue$29.4M+37.8%
Net income$9.3M+50.3%
EPS (diluted)$0.86+28.4%

Balance sheet

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Cash & equivalents$60.3M+13.7%
Total debt$18.1M-91.7%
Total equity$289.6M+28.5%
Total assets$2.9B+22.9%

Cash flow

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Operating cash flow$8.9M+31.8%
CapEx$498.0K-70.3%
Free cash flow$8.4M+65.6%

Valuation

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Market cap$366.53M+62.8%
P/E12.7×-58.3×
P/S3.6×-0.2×

Profitability

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Net margin28%+22.7pp
FCF margin29.1%-5.5pp

Returns & leverage

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Return on equity11.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortTermBorrowings.

The source filing: Norwood Financial’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 9:45 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001013272-26-000016

FAQ

What is Norwood Financial's current debt?
Norwood Financial (NWFL) reported current debt of $14.71M in Q4 2025.
How has Norwood Financial's current debt changed year-over-year?
Norwood Financial's current debt decreased by 87.0% year-over-year, from $113.07M to $14.71M.
What is the long-term trend for Norwood Financial's current debt?
Over 5 years (2020 to 2025), Norwood Financial's current debt has grown at a -25.3% compound annual growth rate (CAGR), from $63.3M to $14.71M.
What does current debt mean?
The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.

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