Skip to content
Screener

Norwood Financial NWFL Change In Projected Benefit Obligation From Change In Projected Discount Rate

Change In Projected Benefit Obligation From Change In Projected Discount Rate at other companies

First BanCorp logo
First BanCorpFBP
$47.59M+0.6%
American International Group logo
American International GroupAIG
$8M
American International Group logo
American International GroupAIG
$8M
Carrier Global logo
Carrier GlobalCARR
37%+2.0pp
Carrier Global logo
Carrier GlobalCARR
63%-2.0pp
Murphy Oil logo
Murphy OilMUR
9

Other financials

Income statement

See full
Revenue$29.4M+37.8%
Net income$9.3M+50.3%
EPS (diluted)$0.86+28.4%

Balance sheet

See full
Cash & equivalents$60.3M+13.7%
Total debt$18.1M-91.7%
Total equity$289.6M+28.5%
Total assets$2.9B+22.9%

Cash flow

See full
Operating cash flow$8.9M+31.8%
CapEx$498.0K-70.3%
Free cash flow$8.4M+65.6%

Valuation

See full
Market cap$370.43M+63.7%
P/E12.9×-58.5×
P/S3.6×-0.2×

Profitability

See full
Net margin28%+22.7pp
FCF margin29.1%-5.5pp

Returns & leverage

See full
Return on equity11.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept nwfl:ChangeInProjectedBenefitObligationFromChangeInProjectedDiscountRate.

The source filing: Norwood Financial’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 9:15 AM EDT
Fiscal year
FY2025
Accession
0001013272-26-000003

The Delaware Plan paid $430,000 and $441,000 in benefit payments in 2025 and 2024, respectively. Estimated benefit payments under the Delaware Plan are expected to be approximately $460,000, $448,000, $435,000, $424,000 and $417,000 for the next five years. Payments are expected to be approximately $2,052,000 in total for the five-year period ending December 31, 2035. The Company was required to make a contribution of $29,000 to the Delaware Plan in 2025 and was not required to make any contributions to the Delaware Plan in 2024. The decrease in the projected discount rate from 5.68% to 5.52% increased the projected benefit obligation for the year ended December 31, 2025 by approximately $75,000.

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Norwood Financial's change in projected benefit obligation from change in projected discount rate?
Norwood Financial (NWFL) reported change in projected benefit obligation from change in projected discount rate of $18.75K in Q4 2025.
How has Norwood Financial's change in projected benefit obligation from change in projected discount rate changed year-over-year?
Norwood Financial's change in projected benefit obligation from change in projected discount rate decreased by 70.5% year-over-year, from $63.5K to $18.75K.
What is the long-term trend for Norwood Financial's change in projected benefit obligation from change in projected discount rate?
Over 4 years (2021 to 2025), Norwood Financial's change in projected benefit obligation from change in projected discount rate has grown at a -28.1% compound annual growth rate (CAGR), from $280K to $75K.
What does change in projected benefit obligation from change in projected discount rate mean?
Measures the sensitivity of the pension liability to fluctuations in the discount rate used for actuarial valuations. This metric helps investors understand the volatility of the company's long-term obligations relative to interest rate environments.

Ask your AI about Norwood Financial's change in projected benefit obligation from change in projected discount rate.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude