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Norwood Financial NWFL Finite-Lived Intangible Assets, Accumulated Amortization

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Income statement

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Revenue$29.4M+37.8%
Net income$9.3M+50.3%
EPS (diluted)$0.86+28.4%

Balance sheet

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Cash & equivalents$60.3M+13.7%
Total debt$18.1M-91.7%
Total equity$289.6M+28.5%
Total assets$2.9B+22.9%

Cash flow

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Operating cash flow$8.9M+31.8%
CapEx$498.0K-70.3%
Free cash flow$8.4M+65.6%

Valuation

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Market cap$368.47M+63.7%
P/E12.8×-58.2×
P/S3.6×-0.2×

Profitability

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Net margin28%+22.7pp
FCF margin29.1%-5.5pp

Returns & leverage

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Return on equity11.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization.

The source filing: Norwood Financial’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 9:15 AM EDT
Fiscal year
FY2025
Accession
0001013272-26-000003

At December 31, 2025, the Company had other intangible assets of $98,000, which is net of accumulated amortization of $1,656,000. These intangible assets will continue to be amortized using the sum-of-the-years digits method of amortization over ten years. At December 31, 2024, the Company had other intangible assets of $152,000, which was net of accumulated amortization of $1,602,000. Amortization expense related to other intangible assets was $54,000 and $69,000 for the years ended December 31, 2025 and 2024, respectively.

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Norwood Financial's finite-lived intangible assets, accumulated amortization?
Norwood Financial (NWFL) reported finite-lived intangible assets, accumulated amortization of $1.66M in Q4 2025.
How has Norwood Financial's finite-lived intangible assets, accumulated amortization changed year-over-year?
Norwood Financial's finite-lived intangible assets, accumulated amortization increased by 3.4% year-over-year, from $1.6M to $1.66M.
What is the long-term trend for Norwood Financial's finite-lived intangible assets, accumulated amortization?
Over 5 years (2020 to 2025), Norwood Financial's finite-lived intangible assets, accumulated amortization has grown at a 6.2% compound annual growth rate (CAGR), from $1.22M to $1.66M.
What does finite-lived intangible assets, accumulated amortization mean?
Finite-Lived Intangible Assets, Accumulated Amortization

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