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Norwood Financial NWFL Other Income (Expense)

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Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$371.74M+67.1%
P/E14.5×-55.7×
P/S3.9×+0.2×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments.

The source filing: Norwood Financial’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 9:15 AM EDT
Fiscal year
FY2025
Accession
0001013272-26-000003
Line itemPercentage of Income / Before Income Taxes / Year Ended December 31, 2025 / AmountPercentage of Income / Before Income Taxes / Year Ended December 31, 2025 / Percent
Tax exempt interest income, net of interest expense disallowance(436)(1.2)
Earnings and proceeds on life insurance(228)(0.7)
Nondeductible merger costs1780.5
Other620.2
Effect of changes in tax laws or rates enacted in the current period
Other adjustments2830.8
$7,26420.7%
(a) State taxes in New York made up the majority (greater than 50 percent) of the tax effect in this category

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Norwood Financial's other income (expense)?
Norwood Financial (NWFL) reported other income (expense) of 0.8% in Q4 2025.
How has Norwood Financial's other income (expense) changed year-over-year?
Norwood Financial's other income (expense) increased by 102.5% year-over-year, from -32.5% to 0.8%.
What does other income (expense) mean?
Net total of all non-operating income and expenses not classified in specific line items — a catch-all for miscellaneous financial items.

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