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Norwood Financial NWFL Total noninterest expense

Total noninterest expense at other companies

Citizens & Northern logo
Citizens & NorthernCZNC
$4.8M-75.3%
FRA
Franklin Financial Services CorporationFRAF
$14.61M+1.5%
Finward Bancorp logo
Finward BancorpFNWD
$14.86M+0.5%
First Community Corporation logo
First Community CorporationFCCO
$15.27M+16.7%
M&T Bank logo
M&T BankMTB
PNC Financial Services logo
PNC Financial ServicesPNC

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$371.74M+67.1%
P/E14.5×-55.7×
P/S3.9×+0.2×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Norwood Financial’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 8:55 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001013272-26-000005
Line itemThree Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Amortization of intangibles16515
Merger-related expenses4,941
Other2,6041,853
Total other expenses20,99012,064
INCOME BEFORE INCOME TAXES4,8207,287
INCOME TAX EXPENSE1,0901,514
NET INCOME$3,730$5,773
BASIC EARNINGS PER SHARE$0.35$0.63

Item 1. Financial Statements Item 1. Financial Statements (unaudited)

FAQ

What is Norwood Financial's total noninterest expense?
Norwood Financial (NWFL) reported total noninterest expense of $20.99M in Q1 2026.
How has Norwood Financial's total noninterest expense changed year-over-year?
Norwood Financial's total noninterest expense increased by 74.0% year-over-year, from $12.06M to $20.99M.
What is the long-term trend for Norwood Financial's total noninterest expense?
Over 4 years (2021 to 2025), Norwood Financial's total noninterest expense has grown at a 7.3% compound annual growth rate (CAGR), from $38.62M to $51.15M.
What does total noninterest expense mean?
The aggregate of all operating expenses excluding interest expense, encompassing personnel costs, occupancy, technology, and administrative overhead. This is a primary measure of the bank's operational efficiency and its ability to manage its cost structure relative to revenue generation.

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