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Orange County Bancorp OBT Q1 2026 earnings

Reported April 28, 2026 · Before market open

Revenue$32.1MMiss by $222.0K
EPS$0.85Beat by $0.07
Revenue estimate$32.3M
EPS estimate$0.78

Next report

Nov 4, 2026 (in a month)
Revenue estimate$33.5M
EPS estimate$0.82

Financials

Q1 2026

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$427.52M+60.9%
P/E9.7×-0.1×
P/S3.3×+0.9×

Profitability

See full
Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp

FAQ

When did Orange County Bancorp report Q1 2026 earnings?
Orange County Bancorp (OBT) reported Q1 2026 earnings on April 28, 2026 before market open.
What were Orange County Bancorp's Q1 2026 revenue and EPS?
Orange County Bancorp reported revenue of $32.1M and eps of $0.85 for Q1 2026.
Did Orange County Bancorp beat estimates in Q1 2026?
Revenue missed the consensus estimate of $32.3M by $222.0K. EPS beat the consensus estimate of $0.78 by $0.07.
How did Orange County Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.7% from $28.0M a year earlier and eps grew 10.4% from $0.77.
Where can I find Orange County Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000943374-26-000176) and the 10-Q periodic report (0001104659-26-058511) directly on SEC EDGAR. The filing index links above go to sec.gov.