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Orange County Bancorp OBT Q2 2026 earnings

Reported July 29, 2026 · Before market open

Revenue$27.8MMiss by $5.2M
EPS$1.02Beat by $0.22
Revenue estimate$33.0M
EPS estimate$0.80

Next report

Nov 4, 2026 (in a month)
Revenue estimate$33.5M
EPS estimate$0.82

Financials

Q2 2026

Income statement

See full
Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

See full
Cash & equivalents$334.9M+90.7%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

See full
Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$498.64M+51.5%
P/E10.5×+1.5×
P/S3.9×+1.2×

Profitability

See full
Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

See full
Return on equity16.9%+3.2pp

FAQ

When did Orange County Bancorp report Q2 2026 earnings?
Orange County Bancorp (OBT) reported Q2 2026 earnings on July 29, 2026 before market open.
What were Orange County Bancorp's Q2 2026 revenue and EPS?
Orange County Bancorp reported revenue of $27.8M and eps of $1.02 for Q2 2026.
Did Orange County Bancorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $33.0M by $5.2M. EPS beat the consensus estimate of $0.80 by $0.22.
How did Orange County Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 14.2% from $32.4M a year earlier and eps grew 17.2% from $0.87.
Where can I find Orange County Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000943374-26-000324) and the 10-Q periodic report (0001104659-26-093345) directly on SEC EDGAR. The filing index links above go to sec.gov.