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Orange County Bancorp OBT Q2 2025 earnings

Reported July 30, 2025 · Before market open

Revenue$32.4MBeat by $2.1M
EPS$0.87Beat by $0.11
Revenue estimate$30.4M
EPS estimate$0.76

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$34.2M
EPS estimate$0.86

Financials

Q2 2025

Income statement

See full
Revenue$32.5M+16.2%
Net income$10.5M+27.4%
EPS (diluted)$0.87+19.2%

Balance sheet

See full
Cash & equivalents$175.6M-7.4%
Total equity$252.6M+42.3%
Total assets$2.6B+5.0%

Cash flow

See full
Operating cash flow-$5.0M-153%
CapEx$733.0K+579%
Free cash flow-$5.7M-162%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$342.34M+14.9%
P/E11.6×+3.0×
P/S+0.1×

Profitability

See full
Net margin25.7%-7.4pp
FCF margin17.7%-18.0pp

Returns & leverage

See full
Return on equity13.7%-7.5pp

Versus estimates

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Questions, answered.

When did Orange County Bancorp report Q2 2025 earnings?
Orange County Bancorp (OBT) reported Q2 2025 earnings on July 30, 2025 before market open.
What were Orange County Bancorp's Q2 2025 revenue and EPS?
Orange County Bancorp reported revenue of $32.4M and eps of $0.87 for Q2 2025.
Did Orange County Bancorp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $30.4M by $2.1M. EPS beat the consensus estimate of $0.76 by $0.11.
How did Orange County Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 16.3% from $27.9M a year earlier and eps grew 19.2% from $0.73.
Where can I find Orange County Bancorp's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001558370-25-011005) directly on SEC EDGAR. The filing index links above go to sec.gov.