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OceanFirst Financial OCFC Q1 2025 earnings

Reported April 24, 2025 · After market close

Revenue$96.7MBeat by $1.1M
EPS$0.35In line
Revenue estimate$95.6M
EPS estimate$0.35

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$179.8M
EPS estimate$0.47

Financials

Q1 2025

Income statement

See full
Revenue$97.9M-0.6%
Net income$21.5M-25.0%
EPS (diluted)$0.35-25.5%

Balance sheet

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Cash & equivalents$163.7M+25.5%
Total debt$1.2B+0.1%
Total equity$1.7B+2.6%
Total assets$13.3B-0.8%

Cash flow

See full
Operating cash flow-$1.8M-104%
CapEx$1.9M+173%
Free cash flow-$3.6M-108%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$996.06M+3.2%
Enterprise value$2.01B0.0%
P/E10.7×+1.5×
P/S2.6×+0.2×

Profitability

See full
Net margin24.2%-1.9pp

Returns & leverage

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Return on equity5.5%-0.9pp
Debt / equity0.7×0.0×

Segments

By product

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Fees and service charges$4.7M+5.3%
Trust and asset management revenue$406.0K-22.8%

FAQ

When did OceanFirst Financial report Q1 2025 earnings?
OceanFirst Financial (OCFC) reported Q1 2025 earnings on April 24, 2025 after market close.
What were OceanFirst Financial's Q1 2025 revenue and EPS?
OceanFirst Financial reported revenue of $96.7M and eps of $0.35 for Q1 2025.
Did OceanFirst Financial beat estimates in Q1 2025?
Revenue beat the consensus estimate of $95.6M by $1.1M. EPS beat the consensus estimate of $0.35 by $0.00.
Where can I find OceanFirst Financial's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001004702-25-000077) and the 10-Q periodic report (0001004702-25-000081) directly on SEC EDGAR. The filing index links above go to sec.gov.