Skip to content
Screener

OceanFirst Financial OCFC Q1 2026 earnings

Reported April 23, 2026 · After market close

Revenue$103.2MMiss by $1.3M
EPS$0.43Beat by $0.04
Revenue estimate$104.5M
EPS estimate$0.39

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$179.2M
EPS estimate$0.47

Financials

Q1 2026

Income statement

See full
Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

See full
Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

See full
Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$1.04B+4.0%
Enterprise value$2.42B+20.7%
P/E14.8×+4.1×
P/S2.5×-0.1×

Profitability

See full
Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

See full
Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Segments

By product

See full
Fees and service charges$2.8M-40.3%
Trust and asset management revenue$433.0K+6.7%

FAQ

When did OceanFirst Financial report Q1 2026 earnings?
OceanFirst Financial (OCFC) reported Q1 2026 earnings on April 23, 2026 after market close.
What were OceanFirst Financial's Q1 2026 revenue and EPS?
OceanFirst Financial reported revenue of $103.2M and eps of $0.43 for Q1 2026.
Did OceanFirst Financial beat estimates in Q1 2026?
Revenue missed the consensus estimate of $104.5M by $1.3M. EPS beat the consensus estimate of $0.39 by $0.04.
How did OceanFirst Financial's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.7% from $96.7M a year earlier and eps grew 22.9% from $0.35.
Where can I find OceanFirst Financial's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001004702-26-000032) and the 10-Q periodic report (0001004702-26-000052) directly on SEC EDGAR. The filing index links above go to sec.gov.