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OceanFirst Financial OCFC Short-Term Borrowings

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate.

The source filing: OceanFirst Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:27 PM EST
Fiscal year
FY2025
Accession
0001004702-26-000015
For the Year Ended December 31,FHLB AdvancesRepurchase Agreements
2026$1,195,311$54,434
2027200,501
20281,367
Total$1,397,179$54,434

Item 8. Financial Statements and Supplementary Data

FAQ

What is OceanFirst Financial's short-term borrowings?
OceanFirst Financial (OCFC) reported short-term borrowings of $1.2B in Q4 2025.
What is the long-term trend for OceanFirst Financial's short-term borrowings?
Over 3 years (2022 to 2025), OceanFirst Financial's short-term borrowings has grown at a -0.4% compound annual growth rate (CAGR), from $1.21B to $1.2B.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

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