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WaFd, Inc. WAFD Short-Term Borrowings

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Other financials

Income statement

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Revenue$205.5M+10.3%
Net income$66.1M+6.7%
EPS (diluted)$0.84+15.1%

Balance sheet

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Cash & equivalents$676.5M-16.4%
Total debt$3.3B+70.9%
Total equity$3.0B+0.3%
Total assets$27.6B+3.2%

Cash flow

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Operating cash flow$79.4M+10.0%
CapEx$11.4M+105%
Free cash flow$68.0M+2.1%

Valuation

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Market cap$2.77B+19.6%
P/E10.8×+0.6×
P/S3.5×+0.3×

Profitability

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Net margin32.8%+1.6pp
FCF margin28.4%-6.7pp

Returns & leverage

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Return on equity8.5%+0.9pp
Debt / equity1.1×+0.5×

Where this comes from

Reported directly by WaFd, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate.

The source filing: WaFd, Inc.’s 10-K, filed November 18, 2025.

Filed
Nov 18, 2025
Fiscal year
FY2025
Accession
0000936528-25-000117
Line itemSeptember 30, 2025September 30, 2024
Within 1 year$1,747,041$2,099,353
1 to 3 years93,354
3 to 5 years18,563167
$1,765,604$2,192,874

Item 8. Financial Statements and Supplementary Data

FAQ

What is WaFd, Inc.'s short-term borrowings?
WaFd, Inc. (WAFD) reported short-term borrowings of $1.75B in Q3 2025.
How has WaFd, Inc.'s short-term borrowings changed year-over-year?
WaFd, Inc.'s short-term borrowings decreased by 16.8% year-over-year, from $2.1B to $1.75B.
What is the long-term trend for WaFd, Inc.'s short-term borrowings?
Over 4 years (2021 to 2025), WaFd, Inc.'s short-term borrowings has grown at a 7.3% compound annual growth rate (CAGR), from $1.32B to $1.75B.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

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