Where do OFG Bancorp's ratios come from?

Every ratio is computed from OFG Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

OFG Bancorp OFG Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	28.9%+0.9pp	28%+0.7pp	27.3%+0.2pp	27.1%0.0pp	27.1%-0.7pp
Returns
Return on equity	16%+0.5pp	15.5%+0.7pp	14.8%-0.4pp	15.2%-0.3pp	15.5%-0.7pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$31.82+2.5%	$31.05+0.8%	$30.80+3.9%	$29.63+4.1%	$28.46+6.4%
Valuation
Market capitalization	$1.72B-4.6%	$1.8B-7.0%	$1.94B+1.6%	$1.91B+4.8%	$1.82B-6.4%
Price / earnings	8.1×-0.7×	8.8×-0.9×	9.7×-0.1×	9.8×+0.4×	9.4×-0.4×
Price / sales	2.3×-0.1×	2.5×-0.2×	2.7×0.0×	2.7×+0.1×	2.5×-0.2×
Price / book	1.3×0.0×	1.3×-0.1×	1.4×0.0×	1.4×0.0×	1.4×-0.1×
Dividend yield	3.1%+0.2pp	2.9%+0.3pp	2.6%+0.1pp	2.5%0.0pp	2.6%+0.2pp

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Questions, answered.

Where do OFG Bancorp's ratios come from?: Every ratio is computed from OFG Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.