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OFG Bancorp OFG Total noninterest expense

Total noninterest expense at other companies

First BanCorp logo
First BanCorpFBP
$127.32M+3.2%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$63.81M+21.1%
Customers Bancorp logo
Customers BancorpCUBI
$114.89M+7.8%
Orange County Bancorp logo
Orange County BancorpOBT
$17.92M+8.7%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$42.64M+0.2%
Independent Bank Corp logo
Independent Bank CorpINDB
$140.27M+28.9%

Segments

By segment

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Banking$96.44M+8.2%
Wealth Management$5.27M+12.4%
Treasury$1.12M+10.3%

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Six-Month Period Ended June 30, 2026Six-Month Period Ended June 30, 2025
Foreclosed real estate and other repossessed assets (income) expenses, net(476)310(590)1,338
Operational losses and related loss provisions5,9303066,547380
Other2,6712,1555,2044,734
Total non-interest expense102,83294,802197,535188,254
Income before income taxes74,48465,879143,278125,327
Income tax expense15,70714,07830,56427,954
Net income available to common shareholders$58,777$51,801$112,714$97,373
Earnings per common share:

Cover / Front Matter

FAQ

What is OFG Bancorp's total noninterest expense?
OFG Bancorp (OFG) reported total noninterest expense of $102.83M in Q2 2026.
How has OFG Bancorp's total noninterest expense changed year-over-year?
OFG Bancorp's total noninterest expense increased by 8.5% year-over-year, from $94.8M to $102.83M.
What is the long-term trend for OFG Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), OFG Bancorp's total noninterest expense has grown at a 4.6% compound annual growth rate (CAGR), from $325.76M to $389.81M.
What does total noninterest expense mean?
This metric aggregates all operating costs incurred by the financial institution excluding interest expense, such as personnel compensation, technology infrastructure, occupancy, and professional services. It serves as a primary measure of operational efficiency and cost management discipline. Monitoring this figure helps investors assess the scalability of the business model and the impact of overhead on overall profitability.

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