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Onity Group ONIT Lending — Compensation and benefits

Other segment segments

Corporate Segment and Other Operating Segment
$25.7M+17.4%
Servicing
$23.2M+0.4%
Originations
$20.8M+67.7%

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Other financials

Income statement

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Revenue$294.3M+17.8%
Net income$7.6M-65.6%
EPS (diluted)$0.74-70.4%

Balance sheet

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Cash & equivalents$182.5M+2.5%
Total debt$2.2B+38.8%
Total equity$629.2M+36.7%
Total assets$17.7B+9.1%

Cash flow

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Operating cash flow-$1.6B-974%
CapEx$100.0K-66.7%
Free cash flow-$1.6B-971%

Valuation

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Market cap$332.14M+5.5%
Enterprise value$2.35B+1.1%
P/E1.9×
P/S0.3×0.0×

Profitability

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Net margin15.7%
FCF margin-97.9%-126pp

Returns & leverage

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Return on equity32.1%
Debt / equity3.5×+0.1×

Where this comes from

Reported directly by Onity Group in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Onity Group’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:37 PM EST
Fiscal year
FY2025
Accession
0001628280-26-008625
Financial information for our segments prepared under GAAP is as follows: / Results of Operations / Year Ended December 31, 2025Financial information for our segments prepared under GAAP is as follows: / ServicingFinancial information for our segments prepared under GAAP is as follows: / OriginationsFinancial information for our segments prepared under GAAP is as follows: / CorporateBusiness Segments Consolidated
Revenue909.6157.11,066.7
MSR valuation adjustments, net(189.4)19.5(169.8)
Operating expenses
Compensation and benefits93.659.799.3252.6
Servicing and origination47.611.458.9
Technology and communications30.39.524.364.1
Professional services19.62.146.167.8
Occupancy, equipment and mailing28.83.21.633.6

ITEM 16. FORM 10-K SUMMARY

FAQ

What is Onity Group's lending — compensation and benefits?
Onity Group (ONIT) reported lending — compensation and benefits of $14.93M in Q4 2025.
How has Onity Group's lending — compensation and benefits changed year-over-year?
Onity Group's lending — compensation and benefits increased by 28.7% year-over-year, from $11.6M to $14.93M.
What is the long-term trend for Onity Group's lending — compensation and benefits?
Over 4 years (2021 to 2025), Onity Group's lending — compensation and benefits has grown at a -12.4% compound annual growth rate (CAGR), from $101.6M to $59.7M.
What does lending — compensation and benefits mean?
Includes all personnel-related costs, such as salaries, bonuses, and benefits, associated with the staff operating the lending segment. This is a key measure of the operational cost structure required to support origination and servicing volumes.

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