Where do OptimumBank Holdings's ratios come from?

Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	32.5%-3.2pp	33.7%+0.3pp	34.2%+2.7pp	34.2%+5.6pp	35.7%+11.0pp
Returns
Return on equity	14.9%-0.5pp	14.8%-0.4pp	15%+0.3pp	14.9%+2.2pp	15.3%+5.2pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$71.65M+37.0%	$49.02M+2.1%	$48.18M+8.9%	$52.06M+25.7%	$48.3M+43.1%
Price / earnings	4.1×+0.6×	2.9×-0.7×	3.1×-0.7×	3.5×-0.7×	3.3×-1.2×
Price / sales	1.3×+0.1×	1×-0.2×	1×-0.1×	1.2×0.0×	1.2×+0.1×
Price / book	0.6×+0.1×	0.4×-0.1×	0.4×-0.1×	0.5×0.0×	0.4×0.0×

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Where do OptimumBank Holdings's ratios come from?: Every ratio is computed from OptimumBank Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.