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OptimumBank Holdings OPHC Return on equity

Return on equity at other companies

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JPMorgan ChaseJPM
16.5%-0.9pp
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Bank of AmericaBAC
10.7%+1.2pp
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Wells Fargo & CompanyWFC
12.1%+1.0pp
Home Federal Bancorp logo
Home Federal BancorpHFBL
10.5%+4.3pp
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10.5%+2.5pp
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MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+37.0%
Enterprise value-$65.72M-48.2%
P/E4.1×+0.6×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from OptimumBank Holdings’s reported figures.

Based on trailing twelve months.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's return on equity?
OptimumBank Holdings (OPHC) reported return on equity of 14.9% in Q1 2026.
How has OptimumBank Holdings's return on equity changed year-over-year?
OptimumBank Holdings's return on equity decreased by 2.9% year-over-year, from 15.3% to 14.9%.
What is the long-term trend for OptimumBank Holdings's return on equity?
Over 4 years (2021 to 2025), OptimumBank Holdings's return on equity has grown at a -9.8% compound annual growth rate (CAGR), from 22.3% to 14.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.