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OptimumBank Holdings OPHC Price / earnings

Price / earnings at other companies

JPMorgan ChaseJPM

13.5×+2.0×

Bank of AmericaBAC

11×-0.5×

Wells Fargo & CompanyWFC

11.3×-0.4×

Home Federal BancorpHFBL

9×-3.2×

PCB BancorpPCB

7.9×-1.4×

MainStreet Bancshares, Inc.MNSBP

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Other financials

Income statement

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

Market cap$71.65M+37.0%

Enterprise value-$65.72M-48.2%

P/S1.3×+0.1×

Profitability

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Calculated from OptimumBank Holdings’s reported figures.

market cap/net income=3.6×

Based on the most recent quarter.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's price / earnings?: OptimumBank Holdings (OPHC) reported price / earnings of 3.6× in Q1 2026.
How has OptimumBank Holdings's price / earnings changed year-over-year?: OptimumBank Holdings's price / earnings increased by 7.7% year-over-year, from 3.3× to 3.6×.
What is the long-term trend for OptimumBank Holdings's price / earnings?: Over 4 years (2021 to 2025), OptimumBank Holdings's price / earnings has grown at a -0.1% compound annual growth rate (CAGR), from 3× to 2.9×.
What does price / earnings mean?: Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.